Reinstatement Cost Assessment

Overview

A Reinstatement Cost Assessment (RCA) calculates the total cost to rebuild a property from scratch if it were completely destroyed (e.g., by fire). This figure is essential for ensuring your building insurance policy provides adequate cover. Being underinsured can result in significant financial loss if you need to make a claim.

Key Benefits

• Accurate calculation based on current BCIS rebuild rates
• Prevents underinsurance and potential claim shortfalls
• Avoids overpaying for unnecessarily high insurance premiums
• Includes costs for demolition, site clearance, and professional fees
• Essential for listed buildings and unusual constructions

Who is this for?

Property owners, landlords, and management companies needing accurate insurance valuations.

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